Claroo AI · Equity research, maintained
Your portfolio's AI analyst. Skip the bleak research.
Claroo tracks every position you hold and does the research you'd never sit through yourself. 10-Ks, earnings calls, filings, news, sentiment — read, cross-referenced, and distilled into briefings on what you actually own.
Read-only brokerage connection. No trades. No advice. Free tier, no card.
SEC EDGAR full text
Submissions feed, polled continuously
XBRL company facts
Financials from tagged data, not scraped tables
10-K annual reports
Section-aligned and diffed year over year
10-Q quarterly reports
Segment and concentration footnotes tracked
8-K current reports
Ingested on filing, not on a batch
DEF 14A proxy statements
Compensation and governance changes
Forms 3, 4 and 5
Insider transactions with plan flags
Schedules 13D and 13G
Ownership threshold crossings
Earnings call transcripts
Prepared remarks separated from Q&A
Licensed newswires
Deduplicated across outlets
Exchange notices
Halts, listing status, corporate actions
Company IR releases
For items that never reach EDGAR
Claroo reads primary sources. It does not summarise other people's summaries, and it does not scrape anonymous feeds.
The problem
You did the work once.
You read the filing before you bought it. You listened to a call, maybe two. You had a reason.
That was some number of quarters ago. Since then the company added a risk factor about customer concentration, dropped the gross-margin target it used to repeat on every call, filed an 8-K at 4:10pm on a Friday, and got named in a competitor's supply-chain disclosure. None of it moved the stock that day. All of it moved the thesis.
Institutions handle this with an analyst per sector whose entire job is keeping coverage current. You handle it by checking the price.
Claroo is the analyst. It reads the boring parts on a schedule and tells you what changed.
What it does
Ten things Claroo does so that you don't.
Every one of them runs against the primary documents. Every claim links back to the paragraph it came from.
Position Sync
Connect your brokerage once. Claroo covers exactly what you own.
Link a read-only brokerage connection and Claroo builds coverage for every equity position in the account, with weights and cost basis. Holdings refresh daily, so when you buy, sell or trim, coverage follows without you maintaining a spreadsheet. If you would rather not connect anything, a CSV or a list of tickers works just as well.
The Morning Brief
One page on your portfolio, before the open. Not the market's. Yours.
Every trading day at 5:30am ET, Claroo compiles everything that happened to your holdings since the last brief — filings, calls, material news, analyst actions — ranked by whether it plausibly affects the thesis. Quiet days produce short briefs. If nothing happened, it says nothing happened, which is a feature.
Position Files
A standing research file on every holding, kept current.
Each position gets a living document: what the business does, how it makes money, the current capital structure, the last four quarters of reported results, the open questions, and a dated log of everything that has changed since you bought it. It is the memo you would have written if you had the time, and it rewrites itself when new filings land.
Filing Diff
See exactly what changed between this 10-K and the last one.
Claroo aligns filings section by section and shows you the substantive edits — language added, removed or materially reworded — while suppressing the boilerplate churn that makes a raw text diff useless. Applies to 10-K, 10-Q, proxy statements and S-1s. Companies rarely announce that they quietly rewrote Item 1A.
Risk Register
Track how a company describes its own risks, year over year.
Every risk factor a company discloses is extracted, categorised and tracked across filings, so you can see when a risk first appeared, when its language escalated and when it quietly vanished. New risk factors are flagged in the brief the morning they are filed. It is the most under-read section of the 10-K and the one that ages fastest.
Call Notes
Earnings calls, read and summarised. Then you can interrogate the transcript.
Within hours of a call, Claroo produces structured notes: what management guided to, what changed from last quarter’s language, which questions analysts pressed on, and which ones did not get a straight answer. The full transcript stays searchable underneath, so you can ask what they said about pricing and get the exact passage back.
Noise Filter
Most news about your holdings doesn't matter. This tells you which does.
News on your positions is collected, deduplicated across outlets, and scored on whether it reflects a change in the business or a change in the volume of people talking about the business. Rewrites of the same press release collapse into one item. Sentiment is reported as a diagnostic, not a signal.
Material Event Alerts
Get told when something actually changes. Nothing else.
Set rules — a new 8-K, an insider sale over a threshold, a new risk factor, an auditor change, a guidance revision, a 13D/G crossing — and Claroo notifies you by email, push or Slack when one fires. Alerts arrive with the source document attached and the relevant paragraph highlighted.
Ask Claroo
Ask about your portfolio. Every sentence in the answer is sourced.
Ask in plain language — which of my holdings have customer concentration above 10%, did anyone raise prices this quarter, what is my aggregate exposure to a single foundry — and Claroo answers across every document in your coverage set. Every factual claim links to the exact paragraph it came from. If the documents do not support an answer, it says so instead of producing one.
Memos & Export
Turn any file into something you can send to someone else.
Export a Position File, a Filing Diff or a Call Note as a formatted PDF or DOCX, with citations preserved as footnotes and a timestamp on every claim. Advisers can apply firm branding and a standard disclosure block. Everything is also available as CSV and over a read-only API.
Method
Four moving parts and a schedule.
Connect
Brokerage, CSV, or a list of tickers. Read-only, always.
Backfill
Every filing, every call, every proxy, going back years.
Watch
EDGAR polled continuously. Transcripts on release. News all day.
Report
One page at 5:30am ET. Alerts when something cannot wait.
The long version, including what the pipeline actually does →
The product
This is what you get.
Not a dashboard with nine charts. A page of text you can finish before your coffee gets cold.
Why you can use it
Every sentence has to prove where it came from.
Language models are confident in a way that has nothing to do with being correct. Our position is that a research tool which can't show its sources isn't a research tool, it's a rumour with good typography.
So Claroo retrieves the relevant passages before it writes anything, generates only from those passages, anchors every factual sentence to a specific span in a specific document, and then runs a second pass that re-checks each claim against its citation. Claims that don't verify get removed, not hedged.
It still gets things wrong sometimes. That's exactly why the citation is one click from the original paragraph — so you can check us, quickly, whenever it matters.
Who it's for
Built for people who'd read the filing if they had the time.
Self-directed investors
You hold twenty-something names and you bought each of them for a reason. Claroo keeps track of whether those reasons still hold.
Independent advisers
You have to be able to explain, in writing, why a position is still in the model. Claroo writes the first draft and cites it.
Small funds and family offices
No research budget, no terminal, and a principal who asks about a position at 7am. Now there is an answer waiting.
What Claroo doesn't do
It doesn't trade.
No orders, no routing, no rebalancing, no execution of any kind. Brokerage connections are read-only and we never request trading permissions.
It doesn't hold your money or your securities.
We are not a custodian, a broker-dealer, or a bank. Your assets stay where they are.
It isn't investment advice.
Claroo is not a registered investment adviser and does not provide personalised recommendations. It will not tell you to buy or sell anything, it does not issue ratings or price targets, and it has no opinion on what you should own.
It doesn't predict prices.
There is no model here forecasting where a stock is going. There is a system that reads documents and reports what they say.
It doesn't replace the filing.
Every claim links to the source. When something matters, read the source. We built the citations so you can.
It isn't always right.
It reads a great deal of text and occasionally misreads some of it. That is why nothing is published without a citation, and why every citation is one click from the original paragraph.
You make the calls. We do the bleak parts.
Pricing
Priced like software, not like a terminal.
A free tier that's actually usable, and a paid tier that costs less than one hour of anybody's time.
Watch
$0forever
- 5 positions, entered manually
- Weekly brief on Mondays
- 25 questions a month
Analyst
$29/mo
- 25 positions, one brokerage connection
- Daily brief before the open
- Filing diffs on 10-K and 10-Q
Portfolio
$79/mo
- 150 positions across 10 portfolios
- Ten years of filing history
- Slack alerts and API beta
Research
From the research desk.
Things we've had to figure out while building this, written up properly.
Why Claroo will never give you a price target
Coverage and prediction are different products. We are only building one of them, and the reasons are partly epistemic and partly regulatory.
Jun 25, 2026Earnings call sentiment is mostly noise. Here is the part that is not.
Prepared remarks are written by IR, reviewed by counsel, and optimised to score well. Measuring their tone measures a communications department. The Q&A is a different document.
May 14, 2026Reading a 10-K in twenty minutes: the seven places changes actually show up
Re-reading a filing for a company you already own is a different task from reading one for the first time. You are not reading for comprehension. You are reading for delta.
Questions
The ones we get asked most.
Is Claroo financial advice?
No. Claroo is a research tool. It reads public documents and reports what they say. It is not a registered investment adviser or a broker-dealer, it does not issue ratings, price targets or recommendations, and it has no view on what you should own. Every decision is yours.
Do you connect to my brokerage account, and can you trade?
We connect through SnapTrade or Plaid, both read-only. Claroo can see your positions and transactions. It cannot place trades, move cash, change account settings or take any action in your account, because we never request those permissions. You can disconnect at any time, and you can skip the connection entirely and use CSV import or manual entry instead.
Where does the data come from?
SEC EDGAR for filings — full text plus XBRL financial data — along with licensed earnings call transcripts, licensed news feeds, exchange notices and company investor-relations pages. Every claim Claroo makes links back to the specific document and paragraph it came from. Nothing is sourced from an anonymous scrape.
How do you handle the fact that AI models make things up?
By not letting the model answer from memory. Claroo retrieves the relevant passages first, generates only from those passages, anchors every factual sentence to a source span, and then runs a separate verification pass that re-checks each claim against its citation before publishing. Claims that fail are removed rather than softened. It is not perfect — no such system is — which is why the citation is always one click from the original filing.
What happens to my data?
It is yours. Portfolio holdings are encrypted at rest and in transit, are never sold, and are never used to train third-party models. You can export everything or delete your account and all associated data from Settings, and deletion is permanent.
How do I cancel?
In Settings, in one click, without emailing anyone. You keep access through the end of the period you have already paid for. Annual plans are refundable pro rata within 30 days of purchase.
You make the calls. We do the bleak parts.
Connect a portfolio, or just paste in ten tickers. The first brief lands the next morning.
Free tier, no card. Read-only brokerage connection. No trades, no advice.